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Buying a home is a big milestone, and it can feel overwhelming without the right support. I’m here to help you navigate the process, advocate for you, and make sure you feel comfortable and informed from start to finish.
Supporting you every step of the way
I’ll help you go beyond just browsing listings by narrowing in on what truly matters — from location and lifestyle to long-term value. With a clear understanding of the market and strong negotiation on your side, I’ll guide you through the details and help you make a confident, well-informed decision.
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HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
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Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Advanced Realty
INFO & SERVICES
CENTURY 21 Advanced Realty
1415A Henderson Highway, Winnipeg, MB R2G1N3
(204) 925-7999
INFO & SERVICES
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